Vistaar

Founded in 2010, Vistaar is a non-banking financial company with a focus on providing small-ticket (<$32,000) secured loans to MSMEs (micro, small and medium enterprises) in rural and semiurban areas of India. Based in Bengaluru, Vistaar plays across ticket size categories through business and housing loans, and targets shops, small manufacturing units, power looms, "kirana"/ general shops, and home-based industries. Vistaar has a deep distribution network of over 200 branches across 12 states in India and proprietary cash flow assessment-based underwriting models tailored for customers with informal sources of income.